Mercure Agency
Commercial Insurance
We provide the following coverages, along with other special coverages:

Businessowners Policy (BOP)
   - A package policy for most main street business operations.
 
Commercial Property and Business Income
 

-  Coverage for Commercial Property and coverage for the loss of income and continuing expenses that help a business recover from a loss.

 
Commercial Package
   - Customized packages of coverages for Manufacturing, Processing, & Larger Service companies.
 
Commercial Automobile
  - Coverage is available for most commercial vehicles used for business purposes.
   - Business Auto  
- Truckers' Policy  
- Preferred Business Auto  
- New Auto Dealership Program  
- Used Auto Dealership Program  
- Commercial Hired and Non-owned Auto Liability 
 
Contractors Package
   - Designed for full time Construction, Repair and Service contractors.
 
Garage Liability/Dealers Blanket
   - Coverages available for liability and physical damage for dealerships, used car operations, repair shops, body shops and service stations.
 
Umbrella Liability
   - Provides broad limits of liability ($1 million and up) to cover your business liability exposure in excess of your primary policy limits.
 
Professional Liability
   - Coverage is available for the professional liability exposures of druggists, veterinarians, funeral directors, optometrists and other professionals.
 
Bonds
   - Bonds of all types are available, including contract, court and judicial, public official and miscellaneous.
 
Farm
   - Broad farm coverage is available.
 
Worker's Compensation
   - Available to meet statutory requirements.
 
Systems Breakdown Coverage
   - Equipment and machinery coverage options.
 
Business Life Insurance
   - Life insurance designed to cover the special needs of business people.
 
Crime
   - Premises Burglary  
- Robbery and Safe Burglary  
- Office Burglary and Robbery  
- Storekeepers' Burglary and Robbery  
- Theft, Disappearance and Destruction  
- Employee Dishonesty
 
General Liability
   - Employment-Related Practices Liability  
- Owners' or Contractors' Protective Liability  
- Premises-Operations Liability  
- Products-Completed Operations Liability  
- Employee Benefit Liability
 
Professional Liability
   - Beauticians' and Barbers' Professional Liability  
- Morticians' Malpractice Liability  
- Printers' Errors and Omissions  
- Dental Laboratory Technicians  
- Druggists  
- Optical and Hearing Aid Establishments  
- Veterinarians
 
Marine - Unique coverages are available for both usual and unusual business exposures.
   - Inland Marine  
- Special Programs  
- Minicomputer Coverage

 

Accident Fund

Auto Owners

Hartford

Mich Insurance

Progressive

NSI


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