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Home » Equipment Breakdown Insurance

Equipment Breakdown Insurance

If a company’s equipment breaks down, it could cause slower production or even a facility-wide shutdown. Replacement and repair costs can be high, but having equipment breakdown insurance can help provide coverage.

What Does Equipment Breakdown Insurance Cover?

Equipment breakdown insurance helps pay to get your equipment back up and running if it stops working due to a covered event, which may include:

  • Short circuits
  • Motor burnouts
  • Loss of air pressure
  • Power surges
  • Other mechanical breakdowns
  • Policies may provide coverage for equipment, such as:
  • Boilers and high-pressure equipment
  • Mechanical equipment
  • Electrical equipment
  • Air conditioning, refrigeration, and heating systems
  • Computers, copiers and communication equipment
  • Mechanical equipment

Property insurance typically limits coverage to events such as severe weather or fire. Equipment breakdown coverage can supplement your commercial property insurance by providing additional coverage.

Depending on the policy, equipment breakdown coverage may also provide financial help if inoperative business equipment causes a loss of business income or if malfunctioning equipment causes property damage or loss of perishable inventory.

Contact Us

Contact Mercure Insurance Agency today to learn more about how equipment breakdown insurance can help protect your company’s financial well-being.